Pay Day Loans -Advantages and Disadvantages

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Advantages and Disadvantages of Payday Loans There are many advantages and disadvantages to payday loans. Payday loans can be a great way to get cash in a hurry when you need it. They also require no credit check, which means that anyone with a job and a checking account can get a payday loan, even [...]

In Debt? Negotiate with your creditors Yourself!

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Debt is a HUGE worry. There seems like no way out sometimes. The best thing to do is to face it and take control. This is so hard to do but it will give you a great feeling of empowerment and control. It will stop the endless phone calls and letters too. So take a [...]

Debt Help – Who can apply for an IVA?

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There are an increasing amount of people who are going through hard time with debt payments in the UK. Many of these people are seeking help in the form of an IVA.  IVA applications are on the increase as many face insurmountable debt. To apply for an IVA you usually need to contact a company [...]

What Is PPI And Where Can I Get PPI Much Cheaper?

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Payment protection insurance comes in handy when one has a loan and suffers from unforeseen circumstances that make him or her default on the repayments. There are a good number of insurance companies that provide  PPI covers. Notably, each  PPI policy will have independent terms and conditions with some being cheaper than others. It is [...]

How to claim back PPI

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If you do not know how to claim back PPI, read on. You may have paid hundreds or thousands of pounds over the course of the loan. Banks sold these policies in order to protect themselves from customers who missed payments. The idea may have been noble, but the practices under which these policies were [...]

Claim for PPI

PPI

Why you should file a claim for PPI Many consumers in the UK have been mis-sold on PPI insurance; therefore filing a claim for PPI is a requirement for consumers to be reimbursed on these mis-sellings. Banks have been mis-selling consumers for years, and now finally they have to pay for the scamming which has [...]

Claims for PPI

PPI

If you have purchased PPI insurance, you may be eligible to get back the money that you spent on buying the PPI insurance protection on your credit card, mortgage or other loans. You can find out how to claim for PPI insurance that is useless to you by contacting the bank or lending company that [...]

Highest PPI claims in UK history

PPI

PPI claim have reached an all time high in the UK. Due to the deception and scamming practices of the largest banks in the UK, millions of consumers have been mis-sold PPI insurance, and now are claiming to get it back. Earlier this year, the judicial hearing held by the higher courts ruled that all [...]

How Much PPI Will I Get Back?

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How Much  PPI Will I Get Back? Your lender will calculate the amount of  PPI refunded to you. It can in some cases be larger amounts such as many thousands of pounds. Your lender can calculate the amount for you or you can follow a simple equation listed below: A £5,000 loan for 5 years [...]

What Is PPI Claim – I was turned down a few years ago, can I complain again?

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You may be discouraged from filing another payment protection insurance claim after being initially denied. However, by reviewing how you submitted your case as well as who you submitted it to, it may be possible to alter your actions in order to obtain the desired result. Find out how much the lender charged you for [...]